Welcome to Day #20 of your “30 Days To Breakthrough” journey. Today our topic is Emergency Savings and Insurance! Let’s first talk about setting aside money in Emergency Savings. Are you prepared for a sudden and unexpected financial crisis, such as a broken down car, failing home appliance, or decrease in income?

Welcome to Day #19 of your “30 Days To Breakthrough” journey. Today our topic is Breaking Out Of The Debt Trap! The rich rules over the poor, And the borrower is servant to the lender. (Proverbs 22:7) What are danger signs that let you know you might be getting into the debt trap?

Welcome to Day #18 of your “30 Days To Breakthrough” journey. Today our topic is Plan Your Spending! No one ever becomes financially free without planned spending. That’s because financial freedom is not determined by how much you make. That’s one of the biggest myths in our society. If you can’t live on what you’re making right now you won’t do better with a higher salary. Why? Because your yearnings will always exceed your earnings. You’re always going to want more than you make.

Welcome to Day #17 of your “30 Days To Breakthrough” journey. Today our topic is Keep Good Records! When I first went to college, my father taught me how to reconcile my checking account and to keep a budget. The habit of keeping good records led to better decisions better planning, and greater contentment with an ability to say no to things I couldn’t afford.

Welcome to Day #16 of your “30 Days To Breakthrough” journey. Today our topic is God’s Five Principles Of Financial Freedom! The content for today’s message is based on a sermon by Pastor Rick Warren. The first step of financial freedom is to write it down. Keep a log.

Welcome to Day #15 of your “30 Days To Breakthrough” journey. Today our topic is The 10-10-80 Principle! Like Bill Gates of today, John D. Rockefeller was the wealthiest man of his generation. When John was asked what was the secret of his financial success, he gave a profoundly simple answer – he followed the 10-10-80 principle. John gave the first 10% of what he earned to God, the next 10% to savings, and then he lived within his means on the remaining 80%.

Welcome to Day #14 of your “30 Days To Breakthrough” journey. Today our topic is LEVERAGE What You Have! Leverage is a fascinating topic to me which I have studied in detail. Leverage simply means “the ability to do more with less.” When it came to the subject of work, money, and leverage, rich dad (in Robert Kiyosaki’s book “Rich Dad, Poor Dad”) would say, “if you want to become rich, you need to work less, and earn more. In order to do that, you employ some form of leverage.”

Welcome to Day #13 of your “30 Days To Breakthrough” journey. Today our topic is Join a Mastermind TEAM! What is a Mastermind Team? People helping people achieve their professional and/or personal goals. An environment in which participants put their knowledge, ideas, and experiences together to create synergy and power!

Welcome to Day #12 of your “30 Days To Breakthrough” journey. Today our topic is SHARE your blessing! Of all the topics I have written about, this is one of nearest and dearest to my heart. And so today’s message may be the longest. My life slogan is “Blessed to be a blessing!” God blesses us so we can share those blessings with others. It’s that simple.

A team is a group of people doing something together to produce a specific result or outcome. None of us, no matter how good we are can be great at everything. So what are 6 key advantages of teams? Advantage 1: Increases productivity